Timmana Gouda D – WhatsLoan – Kae Capital

Founder Timmana Gouda pitching Whatsloan – a fintech Startup that ‘creates a digital financial identity for every Indian’. The Startup has developed a B2B VaaS-Validation as a Service and a LaaS -Loan as a Service plug-in platform offered both on Web and Mobile to borrowers and Enterprises.

website: whatsLoan.com

Whatsloan offers a unique digital financial identity-a digital key using Government offered digital infrastructure like Digilocker, India Stack (JAM Trinity) and other Government financial and non financial- institutional open APIs. The Startup is recognized by Digitlocker.

“We work with financial institutions to empower the Individual and the MSME. We aim to serve borrowers from underserved and un-served segments having documents in physical or digital format by connecting them to lenders digitally. We have won the Super StartUps Asia 2018 award for Digital lending and are currently part of Zone startup’s empower 2019 cohort supported by the BSE and the Canadian Government,” says Timmana.

Timmana holds a Bcom and MBA from Department of Management Studies, Karnataka University, Dharwad. He has 20+ Years of Investment Banking, Corporate Finance, Retail Lending experience and has worked in senior leadership roles handling business, product, policy, credit Risk, operations and customer care. He has served as deputy GM at Weizmann Ltd, Weizmann Homes Ltd, as VP, Axis Bank, as Chief Product Office, via.com a Travel Platform and as Director at the Lahari Group.

Cofounder Vidya TG has worked at Citi Group, in the area of Consumer Finance and at HDFC Bank as Senior Manger.

WhatsLoan was founded in April 2015